This article comes from “Figaro Magazine”
Unpaid rents, insolvent tenants, falsified pay slips, degraded apartments... Faced with the multiple financial and regulatory obstacles facing them, more and more owners are reluctant to rent out their properties, some going so far as to rent them out. resell. In order to minimize risks, the French start-up Check & Rent (
Checkandrent.fr
) offers to guarantee the solvency of future tenants thanks to a unique certificate of its kind: the Rental Capacity Diagnostic (DCL).
Exploiting open
banking
and artificial intelligence, it provides a global and clear view of the solvency of applicants by carrying out a complete analysis of their income and spending habits. For owners, it is the assurance of a commitment without fear of fraud or unpaid rent. For tenants, this certificate of solvency considerably strengthens the attractiveness of their rental file.
Read alsoLandlords: everything you can ask your tenant to reimburse you for
It makes it possible to restore the chances of professional statuses considered volatile (intermittent in entertainment, freelance designer, etc.). For students, this still remains complicated since it would be necessary to demonstrate the financial strength of parents, who risk being uncomfortable with sharing their banking data, even if the latter is secure and protected by a watermark. Cost of service: €14.99.
» Discover our practical books to best manage your investments and your money
here
.