Trend reversal before interest rate cuts: Get “real” returns with fixed-term deposits. As of: March 29, 2024, 5:16 a.m By: Olivia Kowalak CommentsPressSplit Since inflation broke out, banks have had to compete for every customer.

The key interest rate has now reached a historic high of 4.5 percent since the Lehman crisis in 2008. Forecasts from ING, Commerzbank, DZ Bank, SEB and LBBW assume that the ECB will lower the interest rate in the summer of 2024.