The Federal Court of Justice ruled in April 2021 that banks are not allowed to formulate contractual adjustment clauses within the general terms and conditions. The resulting contractual changes as well as the price increases in bank fees are therefore inadmissible and can be reclaimed.
This judgment results in a list of fees and charges that you do not have to pay: Fees for deposits and withdrawals into your own account. Costs for copies and telephone calls. Fees for third-party information. Fees for overdraft processing. Fees for card loss or card blocking. The cost of processing inheritance cases. The costs of receiving money from abroad. The price of phone calls and copies of your bank statements. The amount of money you pay for phone calls. The number of times you call your bank to make an appointment. The fee you pay to make a phone call to your bank. The value of the phone call. The size of the sum you pay. The time it takes to process the call and the number you call to make it.