The individual pension contribution can be calculated using the pension formula. With a salary of 2700 euros, big jumps are probably not possible in old age.
In 2021, according to statistics from the Federal Ministry for Family Affairs, 22.4 percent of people over 80 in Germany were affected by poverty. This means that more than a fifth of those affected had a maximum of 1,167 euros available per month. An example calculation shows that even with a gross monthly salary of 2,700 euros, you are not in a significantly better position. The current pension value of 37.60 euros determines the amount due per earnings point. The pension type factor, however, varies depending on the type of pension. It is therefore not possible to determine in general terms how high the pension will be with a gross salary of, for example, 2,.700 euros. The German Pension Insurance booklet explains that this consists of earnings points, the access factor, the current pension values, and the pension type factors. The result of this calculation is the monthly pension amount. The study was carried out by the German Pension Insurance Association (DPA) and the German Institute of Pension Studies (DIP).